Finance
Auto Loans
The Titus-Will Used Cars - Olympia finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Olympia, Tacoma, and Seattle to ensure our customers get the right finance program at the most competitive rates.
We strive to work with each customer to ensure their satisfaction. We have financed customers from Lakewood to Lacey. Whether you are right down the road or an hour away from Olympia you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.
How is your credit?
Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
The Titus-Will Used Cars - Olympia loan process can help you find the best interest rate for your next vehicle purchase.
Try our FREE credit application today!
Competitive Pre-Owned Vehicle Rates*
We have hundreds of pre-owned vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.
Due to our special arrangements with local and national lenders, we can help you get the pre-owned vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!
Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of pre-owned vehicles currently available for immediate delivery.
Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.
To get started, fill out our FREE credit application online.
Once the application is completed, the Titus-Will Used Cars - Olympia finance team will put together a loan package that is tailored specifically for you.
Our Financial Services Include:
- Competitive rates direct from the manufacturer and local Washington banks
- Quick approvals
- Value-added services to protect your vehicle investment
- Extended warranty programs
- And many more finance programs to meet your needs
We are always happy to answer your questions so please don't hesitate to contact us today!
Financing a Used Car in Olympia
Finding financing for a used car doesn't need to be a headache, even when your credit isn't spotless. Here at Titus-Will Used Cars Olympia, we've spent decades (since 1938, actually) helping folks across Western Washington get behind the wheel of dependable vehicles. Our network of trusted lenders and flexible financing options make car ownership possible no matter where your credit stands. First-time buyer? Self-employed? Working on rebuilding your credit? We work with everyone
Why Finance Your Used Car with Titus-Will Used Cars Olympia
When you get car loan financing through our dealership, you'll access benefits that most traditional lenders simply can't offer. We've built solid relationships with multiple lenders over the years, which boosts your approval odds and helps us lock in competitive loan terms that actually make sense for your situation.
Here's how we think about auto dealer financing: it should be accessible. Period. Most customers with credit challenges can qualify without dragging a co-signer into the mix. Our specialized credit rebuilding loans help you improve your score while you're driving a reliable car. You'll get fast pre-approval decisions (no more waiting around for weeks), and our low down payment options won't break the bank upfront.
Working with a local dealership means you get personal attention from finance experts who actually know the Olympia and Lacey markets. Our team sticks with you from start to finish, answering your questions and finding solutions that work for your specific situation.
Here's what makes our used car finance options different
| Feature | Benefit |
|---|---|
| Trusted Lender Network | Access to multiple lenders increases approval chances and competitive loan terms. |
| Credit Rebuilding Loans | Special programs to help rebuild credit while owning a vehicle |
| Fast Pre-Approval | Quick decisions reduce wait times and simplify the buying process. |
| Low Down Payment Options | Makes financing more affordable upfront |
| No Co-Signer Needed | Easier approval for customers with credit challenges. |
| Local, Personalized Service | Friendly, attentive support from local finance experts |
Our Used Car Financing Options in Olympia
We've set up multiple pathways to help you finance your next vehicle. The goal? Finding an auto loan application solution that actually fits your financial reality.
Traditional Auto Loans
Traditional loans through our lender network give you structured terms with predictable monthly payments. These auto finance application options work great if you've got an established credit history and want straightforward financing. Our team compares offers from multiple lenders to get you competitive rates. Saves you the legwork of shopping around yourself.
Special Financing Programs
Our special financing programs tackle the unique situations that traditional lenders often won't touch. These dealerships finance everyone, including buyers with bad credit, no credit, limited income, or unconventional work situations. First-time buyers get dedicated support through the whole process. Rebuilding your credit? We've got programs specifically designed to improve your financial standing over time. These flexible solutions prove our commitment to making car ownership accessible to all qualified Olympia residents
What You Need to Get Started with Financing
Getting your financing application going requires minimal paperwork, and our team walks you through every requirement. Having these items ready helps speed up your application for car finance:
- Completed financing application (available online at Titus-Will Used Cars Olympia)
- Proof of income
- Valid government-issued ID (driver's license works)
- Proof of residence (utility bill or lease agreement)
- Credit information (we work with all credit types, remember)
- Down payment (we offer low down payment options)
Don't stress if your paperwork isn't perfect or your credit situation looks messy. Our finance team deals with customers in all kinds of circumstances every day. We'll help figure out exactly what you need to qualify. When you apply for a car loan online or visit us in person, we look at your complete financial picture. Your credit score is just one piece of the puzzle
The Financing Process at Our Dealership
Our streamlined car prequalification process keeps things simple and stress-free. Here's exactly how it works when you team up with us:
-
Apply Online or In Person
Submit your auto loan application through our secure online portal or swing by our dealership at 6504 Martin Way E during business hours. We're open Monday through Saturday from 9:00 AM to 7:00 PM, plus Sundays from 10:00 AM to 5:00 PM -
Get Approved
Our finance team reviews your application and taps into our trusted lender network to spot the best available options. Pre-approval often happens within minutes. You'll get immediate clarity on your budget and terms -
Select Your Vehicle
Once you're approved, browse our inventory of inspected used cars, trucks, and SUVs. We've got vehicles under $10,000, so there are options for different budgets. Every vehicle goes through a detailed multi-point inspection for quality and safety. -
Drive Away
Finish up the paperwork and drive home the same day. We handle all the documentation efficiently. We respect your time while making sure everything's accurate.
This is how financing a used car work approach puts speed and transparency first. Local processing means decisions happen quickly without unnecessary delays or complicated procedures.
Get Pre-Approved for Used Car Financing Today
Ready to get the ball rolling? Apply for pre-qualification now to understand your financing options before you start shopping. Pre-approval gives you several key advantages: you'll know your exact budget, compare offers with confidence, and negotiate from a position of strength.
Our car dealership's financing process starts with a simple application. Getting pre-approved doesn't obligate you to anything. It just helps you shop with confidence, knowing exactly what you can afford. The whole process respects your time while ensuring you get personalized attention from our experienced finance team.
Call us today at 360-438-1448 or visit our website to start your auto finance application. Our Olympia team is ready to answer questions, review your situation, and help you drive away in a quality used vehicle that fits your budget and lifestyle. Whether you're rebuilding credit, buying your first car, or just looking for competitive rates, we're here to make auto dealership financing accessible and straightforward.
Rates and terms vary based on creditworthiness and lender approval. Final financing depends on individual financial situations and lender requirements.